The Influence of a Cashless Society and Digital Financial Literacy on Sustainable Financial Management

Penulis

  • DEWI KARTIKANINGSIH Sekolah Tinggi Manajemen LABORA, Jakarta, Indonesia.
  • Iriana Sekolah Tinggi Manajemen LABORA, Jakarta, Indonesia.
  • Ajoe Sekolah Tinggi Manajemen LABORA, Jakarta, Indonesia.
  • Irfan Sekolah Tinggi Manajemen LABORA, Jakarta, Indonesia.

DOI:

https://doi.org/10.38035/snefr.v2i2.1034

Kata Kunci:

Cashless Society, Digital Financial Literacy, Sustainable Financial Management, Digital Economy

Abstrak

This study aims to examine the influence of a cashless society and digital financial literacy on sustainable financial management among housewives residing in Kota Harapan Indah, Bekasi, Indonesia. The study employs a quantitative approach with a cross-sectional survey design. The results indicate that a cashless society has a positive and significant impact on sustainable financial management, and that digital financial literacy also has a positive and significant effect on sustainable financial management. This research encourages responsible financial behavior and strengthens household financial resilience in the digital economy era. The findings offer practical implications for policymakers, financial institutions, and financial educators in designing programs that support sustainable financial management through digital financial inclusion.

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Diterbitkan

2026-09-13

Cara Mengutip

KARTIKANINGSIH, D., Iriana, Ajoe, & Irfan. (2026). The Influence of a Cashless Society and Digital Financial Literacy on Sustainable Financial Management. Siber Nusantara of Economic and Finance Review, 2(2), 691–699. https://doi.org/10.38035/snefr.v2i2.1034

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