1.
Ramadhani O, Ati. The Influence of Ease of Access, Income Level, and Risk Perception on the Decision to Usse Online Loans among the Jakarta Community. SNEFR [Internet]. 2026 Sep. 21 [cited 2026 Sep. 23];2(2):820-5. Available from: https://research.e-siber.org/SNEFR/article/view/1152