Sari, P. N. and Trisilo, R. B. (2026) β€œThe Effect of Liquidity, Credit Risk, and Operational Efficiency on Financial Performance in Conventional Private Commercial Banks Listed on the Indonesia Stock Exchange (2020–2024)”, Siber Nusantara of Economic and Finance Review, 2(2), pp. 777–784. doi: 10.38035/snefr.v2i2.1147.